The below are definitions and explanations for the Australian Partner Visa for 2020.
Birth certificate – this is a formal document that is issued in Australia when a child is born. The birth certificate displays the name of the biological parents. It also displays the name of the applicant, date of birth and the location of birth. Other countries usually will have a birth certificate process as well.
Passport – each country will issue a passport to their citizens for travel overseas. The passport will display the official name of the applicant, date of birth and citizenship/nationality.
National Identity Card – some countries have a card that is issued to their citizens. This card is unique and usually displays the name of the applicant, date of birth and address.
Proof of change of name – when changing a persons name officially in Australia, the change of name must be registered with the government. After changing, the government will provide confirm and a certificate of name change. Other governments may also record official and legal name changes, upon which a certificate is issued.
Marriage Certificate – marriage is defined in law in Australia. All marriages that are legal are registered with the government and a marriage certificate is issued. The marriage certificate will show the applicant and partner legal names, date of marriage and location of marriage. Other countries will also have a registration process for marriage, and issue a marriage certificate.
Divorce Certificate – if separation occurs after marriage. A divorce can be submitted with the government, to officially and legally recognise the divorce. A certificate is issued that shows the applicant’s legal name and former partner name, the date of divorce.
De facto – a relationship can exist in Australian law that is not formally marriage, but recognises that the applicant and partner are committed and bonded as if they were married. A de facto relationships is defined in Australian law, and de facto relationships can be registered with the Australian government.
Spouse – when married the partner of the applicant is referred to as the spouse. The spouse can either be the husband or wife. If in a de facto relationship, the partner is NOT referred to as the spouse, but is referred to as the de facto partner.
Widowed – a person who was married however, the spouse has passed away.
Divorced – a person that was once married to a partner but is now legally separated.
Finance Terms Explained
Joint mortgage – a mortgage is a loan given to someone who purchases a residential property. When a bank (or any financial institution) provides a home loan for an individual to buy a property, the agreement is called a mortgage. The mortgage documents will have the name of the borrower and repayment terms and conditions. A joint mortgage is where the loan is shared by the applicant and the sponsor. The mortgage documents will display both the applicant and sponsor names and details.
Joint lease documents – in Australia when an individual does not own a home they can rent a property to live in from someone else. When renting a property a formal agreement is legally signed. This document is a lease agreement. The applicant and sponsor is the tenant in the lease agreement, and the owner of the property is the landlord. A joint lease document is signed agreement showing the names of the applicant and the sponsor along with the landlord’s details. It will also show the start and end dates of the lease agreement and the amount of rent to be paid either weekly or monthly.
Rent Receipts – a document that confirms the payment of rent from the tenant to the landlord. Often the rent receipt will show both names – the applicant and the sponsor.
Joint loan documents – home loan is the same as a mortgage document. However, there can be loans for cars and other assets. A joint loan document will show the names of the applicant and the sponsor both borrowing monies, the repayment terms and conditions and the lender details.
Joint bank account statements – in Australia banks are strictly regulated and must show compliance. Bank account statements are therefore regarded as extremely reliable. A joint bank account is where the applicant and sponsor has opened a bank account together. The joint bank account statement will display both the names of the applicant and the sponsor.
Household bills – living expenses in Australia include household bills. For example, electricity, water, telephone and the internet. Electricity and water are examples of utility bills (a subset of household bills). Utility bills are regarded as reliable evidence. Joint bills such as an electricity statement or water statement, will display the name of both the applicant and sponsor.
Household documents defined
Mail – the traditional letter, envelopes and parcels sent to a physical address. The mail will show both the name of the applicant and sponsor.
Email – a shared email account or receiving emails that are addressed to both the applicant and the sponsor together, i.e. not emailed separately.
Commitment Terms Defined
Terms of Wills – A Will is a legal document that defines who will receive the assets should the individual pass away (decease). The will of the applicant or the sponsor is to name each other as the recipient of the assets (beneficiary).
Character Terms Defined
Australian Federal Police – Australia has a three (3) tiered government. Local, State/Territory and Federal. Local is at the smallest, lowest level, State is in the middle, while Federal is across the country (national). The Australian Federal Police (AFP) is at the highest level.
Australian state or territory police – a level one lower than Australian Federal Police.